摘要：从“三农问题”概念的提出，到党的十六大提出建设社会主义新农村，中国的农业发展日益受到重视。农业是我国国民经济的基础，农村经济的发展对我国整体经济发展有着很大的影响。但是，现阶段我国农业供给质量相对较差，农村金融还难以全力支持农村经济的良好发展，因此，政府要加强对农村金融业的改革，建立健全金融体系，并深入开展农业转型，以此来推动农村经济的可持续发展。因此，本文基于对农村金融发展对农村经济增长的影响的各项研究结论进行分析，并结合当前我国和美国农村金融的发展现状，拟提出农村经济发展的合理化建议。

 

关键词：农村金融；农村经济；影响；对策

 

目 录

摘 要

Abstract

Content

 

1. Introduction-1

2. The Development of Rural Finance-1

2.1 Introduction to Rural Finance-1

2.2 Finding The Way (1949~1977)-2

2.3 Recovery and Reconstruction (1978~1992）-3

2.4 Deepen Reform (1993~2003)-4

2.5 A New Age (2003~)-5

2.6 Thoughts on the Development of Rural Finance in China-7

3.Rural Economy-9

3.1 Brief Introduction to Rural Economy-9

3.2 The Importance of Developing the Rural Economy-9

3.3 The Mechanism of Rural Finance's Effect on Rural Economy-10

4. Comparison of Rural Financial System between China and America-11

4.1 Brief Introduction to American Agricultural History-11

4.2 The Composition of The U.S. Financial System-12

4.3 The Benefits to The Agricultural Development-14

4.4 Reflection and Enlightenment-16

5. Coordinated Development of Rural Finance and Economy-18

5.1 Increase Policy Support and Guidance-18

5.2 Improve and Perfect The Credit Management System-19

5.3 Develop Loan Varieties Suitable for SMEs-19

5.4 Expand The Scale of Rural Finance-19

5.5 Regulate The Rural Financial System-20

5.6 Promote The Development of Modern Agriculture-20

6. Summary-21

Reference-22

Acknowledgments