【摘要】银行审单是信用证交易过程中的重要环节，是关系到交易是否能顺利完成的关键。信用证交易中，银行承担了想受益人付款的义务，是交易中最主要的主体，而单据则是最核心的利益载体。实践中信用证的争议焦点常常集中在对信用证单据的审查上。因此对于银行审单行为的研究具有重要的理论和实践意义。本文以银行审单的法律问题为研究对象，对信用证的主体，审单时间，审单原则，审单标准作了分析，同时运用法律解释和比较的方法，结合ucp600，国内法，相关判例对信用审核的相关法律问题以及在贸易实践中如何让规避银行风险等问题做了研究和分析。

【关键词】信用证  银行  审单标准  严格相符原则 风险

【Abstract】Conditions for divorce are one important part of any marriage  law. The study about the legal condition in divorce has been carried out  through the whole developing process of the law of marriage in our country. The Law of Marriage still settles the legal condition in divorce with the rupture of affection. Lacks in scientific and practice operationality which legislates. This article begins from our country present divorce standard production background as well as in the judicial practice effect analysis. Through sets up the legal regulation to the overseas correlation the model and the research, suggested uses the marriage ties breakage to take the standard,divorce , provides some mentalities for our country's divorce standard revision.

【Key words】Letter of Credit;Bank;Examines Standard of The Documentary; “Strict Compliance” Principle;Risk